Can the auto loan company hurt my credit?

Can the auto loan company hurt my credit?

My wife and I traded our car a couple weeks ago for a new one. We still owed money on it, and when we went to the dealership (which is a reputable dealership), they agreed to pay off the car and give us money off of our new car. We completed the deal, and our old car is long gone, and we are happy with our new car. I have documentation showing that the ownership of the old car and the responsibility of the loan passed from me days before the payment due date for the monthly payment on the old car. We have been getting harassing phone calls everyday since the payment due date, and two calls today. I explained that the car was no longer mine, and that they would be receiving a full pay off amount from the dealership. I offered a name and number of a representative of the dealership that has the car, but they only wanted to take my payment for the month. I called the dealership, and they said that they are just trying to get one last payment, and they are just mad that I didn't refinance the car instead of selling it. He assured me that they can't touch my credit or my possessions, and that the payment is already in process. My question is this: can the auto loan company (Chase Auto) legally hurt my credit? If they can't, and they report me anyways, what can I do in retaliation or to fix the damage they wrongfully cause?

 

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I have Crohn's disease and I'm attending college in Idaho. I'm currently covered by my parents' insurance, but I'm I will no longer be covered in a year. My college has a reasonably priced insurance plan but it doesn't cover prescription medications. Remicade is considered a prescription drug, which means that the plan won't cover my remicade treatments which cost about $4,000 every eight weeks. I realize I could get a job that has benefits, but I really would like to get a college degree. Is there any way I can go to college and still have the health coverage I need to pay for my prescription medicines?

 

 

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?

 

 

Wanting cheap car insurance?

wanting cheap car insurance that dont want a deposit hepl peeps xx

 

 

Changing insurance companies have active claim with old one, what happens?

I have a claim with my current insurance company, waiting to get the deductible don't have it handy. But I found I can get a better rate with a different insurance company. What happens if I change companies before I get my car fixed? Does the insurance company still have to pay when I get it fixed since it happened when I was covered by them. Or do they not have to pay it since I'm no longer covered by them?

 

 

Health insurance?

im 21 years old i dont know anything about health insurance what affordable insurance would you recommend?? i want to get braces

 

 

Where can I get 1-day motorcycle insurance?

I'm looking for motorcycle insurance for just 1 day to borrow my brothers bike but can't seem to find any online I also don't have the time to phone around asking Insurance companies if they do. Are there any companies that do this?

 

 

Car Insurance rip off?

Just a warning anyone thinking of taking out car insurance or renewing their car insurance with the AA check with many other companies first, the quote they have just given me is DOUBLE that of any other like (Direct line,LV,Barclays ect ect) the AA are brokers and the insurance they offered is supposed to be the cheapest they could fined from LV and when I went on the LV web site to get a quote it was half that the AA had quoted.

 

 

Which is cheaper to insure? Car or SUV?

As a 16 year old looking for their first car, I can't quite decide what kind to chose so I though I'd narrow it down by seeing what is going to be less costly. So first of all car or suv? Also, if you could be specific on certain makes and models that you would personally recommend.

 

 

Can anyone recomend some cheap insurance companies for drives who have completed pass plus?

I'm 18, soon to be 19, and have been trying to get a quote on a 1998 vauxhall corsa, and the only 1 i got before was ridiculously high. I know it being an older model is going to make a difference, but does anyone know from personal experience or whatever which insurance companies offer decent insurance prices to young drives, who have completed the pass plus scheme? Thanks, much appreciated!

 

 

Is healthcare ever going to be affordable again in our country?

I just got an e-mail saying that my insurance premiums are going up again and now I'm going to be paying $500+ per month for insurance premiums. This is for a high deductable plan where I have to meet $2,500 in deductable before I get covered at 100%! It's like my raises don't matter anymore and they only serve to keep my head above water when each year when my insurance spikes. I get hit harder than anyone because I am in the employee plus family category. 1. Is there a ray of hope at the end of this tunnel? Will we ever get back to affordable health care (us guys that don't work for huge companies)? 2. Are there any alternative solutions for me out there? I can get covered 100% for employee only, but my wife and child need coverage. Please Help

 

 

Will a sports car make my insurance more expenisive?

Im 18 years old and my parents just bought me a sports car. No, I'm not spoiled. They got it for me because its miles were under 100k, it was only 2000 dollars, and it wasn't ...show more

 

 

What do (auto) insurance companies consider as good grades?

Hello, I am a teen driver and im interested in the good grades discount but am curious as to what the minimum is. I have 4 A's , 1 B , and 1 C Do they look at current grades or cumulative grades? I ask because I started the year very poorly with a few C's and a D but brought my average up to what is listed above

 

 

Car rental insurance? do i need it?

I will be paying with my credit card. I have insurance on my car, but only the basic liability nothing else. Should i buy the insurance the rental agency offers? what happens if i have an accident. Thanks for your response

 

 

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

 

 

Auto Insurance average for me?

I've had my temps for about 8mos now, and I'm going Togo to driving school for my license. I'm 17 years old. How much do you think average coverage should be?

 

 

Different Car insurance rates for different cars?

Alright, I'm 18 and a freshman in college this year, and I commute there 20 minutes everyday to save money (room & board is around 15k). And the car I have now is not really reliable anymore. Its a 94 Cutlass Cierra, and within the last month the Heating Core, and the Alternator have both went, and I've had to sink 600 dollars into it. I'm looking at getting a new car next summer, and I have basically narrowed it down to two choices. An Eclipse (Mitsu) or Cougar (Mercuy). I know its going to cost more to have a sports car, but what I want to know, is how much the different prices for insurance would differ for these two cars. I was going to do one online, but I saw it needed a VIN, and I don't have the car yet. I'm thinking about asking my car insurance company for quotes, but I doubt they would do it. Does anyone know the prices to insure these two cars for a 19 year old. Or a link or any information would be appreciated.

 

 

Cheapest first cars to insure?

Now ive been searching for months and getting quotes on all forms of cars,I have read pages of articles on best first cars,and none of them actually have any truth to them. smaller engines are cheaper .No they're not,quotes for a 1.2 and a 1.4 fiesta/corsa the bigger engine is always cheaper (yes these are the same trim,same year and similar mileage) Insurance groups? pfft what are they,insurance group 1 vauxhall corsa 1.0 costs atleast 200 more than a 1.6 VW golf... I can insure a 25 Foot mercedes sprinter with a 2.2 engine for 975,yet a 1.0 corsa or 1.2 fiesta is waking up 1200+ Cheapest quote ive obtained is 650 for a ford fiesta car derived van. Can anybody explain these ridiculous criteria,do they even have one? I am 18 years old and passed my test today.

 

 

How much would car insurance be for full coverage on a 2001 Chevy Blazer ls model 2 door 4 wheel drive?

How much would car insurance be for full coverage on a 2001 Chevy Blazer ls model 2 door 4 wheel drive?

 

 

What is the most common health insurance?

what is the most common health insurance

 

 

Looking for a fast, reliable, good quality and low insurance group hatchback.?

I'm 24 and at the moment have a fairly low Saxo VTR with a couple of other performance mods, it handles like a dream on nice roads and has good acceleration. It's starting to fall apart with things going wrong left, right and centre, due to French engineering I presume? I have a DR10 on my licence from 4-5 years ago, so my insurance is a bit pricey. I just paid for a year so I can swap it straight over. I'm looking for something as fun to drive as standard and NOT French. Thanks Oh and please spare me the lectures, speed is for safe overtaking and I'm not driving too fast, you're driving too slow!

 

 

Need new car insurance?

im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?

 

 

What does 6 months mean for car insurance?

I'm 18 and I don't know munch about car insurance. For me it's about $1500 for the year or about $300 a month for six months. Is this every month for six month like January through June? Or every other month for the whole year?

 

Can the auto loan company hurt my credit?

My wife and I traded our car a couple weeks ago for a new one. We still owed money on it, and when we went to the dealership (which is a reputable dealership), they agreed to pay off the car and give us money off of our new car. We completed the deal, and our old car is long gone, and we are happy with our new car. I have documentation showing that the ownership of the old car and the responsibility of the loan passed from me days before the payment due date for the monthly payment on the old car. We have been getting harassing phone calls everyday since the payment due date, and two calls today. I explained that the car was no longer mine, and that they would be receiving a full pay off amount from the dealership. I offered a name and number of a representative of the dealership that has the car, but they only wanted to take my payment for the month. I called the dealership, and they said that they are just trying to get one last payment, and they are just mad that I didn't refinance the car instead of selling it. He assured me that they can't touch my credit or my possessions, and that the payment is already in process. My question is this: can the auto loan company (Chase Auto) legally hurt my credit? If they can't, and they report me anyways, what can I do in retaliation or to fix the damage they wrongfully cause?

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